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List point-adjustment offers

GET
/api/v1/organizations/{organization_id}/points/offers
curl --request GET \
--url https://api.elephants.inc/api/v1/organizations/2489E9AD-2EE2-8E00-8EC9-32D5F69181C0/points/offers \
--header 'Authorization: Bearer <token>'

The organization’s booster offers and its whole rewards rate card in one read.

rails is level-independent: which rails the tier earns on, the stored member types behind each (send_money folds fiat_outgoing + crypto_outgoing), and their unboosted base_points_per_dollar. A rail the tier never earns on is null — the locked-rail signal. A member that earns nothing while a sibling does is listed with a null rate inside the array.

Each offer’s pricing maps rails to what that booster level earns and costs on this tier: points_per_dollar (boosted, three decimals), fee_within_allowance and fee_overage (fractions of the transaction amount, not percentages). fee_within_allowance is null when the tier prices one standard rate with no band distinction — render one fee column. points_per_dollar is null when the rail’s members are priced apart: varies is true and by_type carries each member’s own three figures — render one row per member, never a blended rate. Fees fold to the highest member rate. A rail the tier prices nothing for at a level is null; an offer with both pricing rails null is not purchasable on this tier.

Every number serializes as a decimal string. The monthly allowance itself is not here — read it from the cap-usage endpoint.

organization_id
required
string format: uuid

The organization’s ID

Available and current point-adjustment plans

Media typeapplication/json
PointAdjustmentOffers
object
all_transaction_types
required
Array<string>
Allowed values: card_transaction send_money
current
required
Any of:
CurrentPointAdjustment
object
adjustment_value
required
string
enabled_transaction_types
required
Array<string>
Allowed values: card_transaction send_money
id
required
string format: uuid
point_adjustment_id
required
string format: uuid
point_adjustment_name
required
string
offers
required
Array<object>
PointAdjustmentOffer
object
adjustment_value
required
string
amount
required
string
currency
required
string
is_current
required
boolean
offer_display_name
required
string
offer_id
required
string format: uuid
offer_name
required
string
point_adjustment_id
required
string format: uuid
point_adjustment_name
required
string
pricing
required
PointAdjustmentPricing

What this booster level earns and costs per rail on the organization’s tier. A rail the tier prices nothing for at this level is null; both rails null means the level is not purchasable on this tier.

object
card_transaction
required
Any of:
PointAdjustmentRailPricing
object
by_type
required

One entry per member when varies is true; null otherwise.

Array<object> | null
PointAdjustmentMemberPricing
object
fee_overage
required

Additive fee past the allowance (or the standard rate), as a fraction.

string
fee_within_allowance
required

Additive fee on the allowance-covered slice, as a fraction of the transaction amount (“0.0225” is 2.25%). “0” is free; null means the tier prices one standard rate with no band distinction — render a single fee column.

string | null
points_per_dollar
required

Boosted points per USD, three decimals. Null when the rail’s members are priced apart — render one row per by_type entry, never a blended rate.

string | null
transaction_type
required
string
Allowed values: card_transaction fiat_outgoing crypto_outgoing
fee_overage
required

Additive fee past the allowance (or the standard rate), as a fraction.

string
fee_within_allowance
required

Additive fee on the allowance-covered slice, as a fraction of the transaction amount (“0.0225” is 2.25%). “0” is free; null means the tier prices one standard rate with no band distinction — render a single fee column.

string | null
points_per_dollar
required

Boosted points per USD, three decimals. Null when the rail’s members are priced apart — render one row per by_type entry, never a blended rate.

string | null
varies
required

True when the rail’s members disagree on any figure; fees above fold to the highest member, and by_type carries each member’s own.

boolean
send_money
required
Any of:
PointAdjustmentRailPricing
object
by_type
required

One entry per member when varies is true; null otherwise.

Array<object> | null
PointAdjustmentMemberPricing
object
fee_overage
required

Additive fee past the allowance (or the standard rate), as a fraction.

string
fee_within_allowance
required

Additive fee on the allowance-covered slice, as a fraction of the transaction amount (“0.0225” is 2.25%). “0” is free; null means the tier prices one standard rate with no band distinction — render a single fee column.

string | null
points_per_dollar
required

Boosted points per USD, three decimals. Null when the rail’s members are priced apart — render one row per by_type entry, never a blended rate.

string | null
transaction_type
required
string
Allowed values: card_transaction fiat_outgoing crypto_outgoing
fee_overage
required

Additive fee past the allowance (or the standard rate), as a fraction.

string
fee_within_allowance
required

Additive fee on the allowance-covered slice, as a fraction of the transaction amount (“0.0225” is 2.25%). “0” is free; null means the tier prices one standard rate with no band distinction — render a single fee column.

string | null
points_per_dollar
required

Boosted points per USD, three decimals. Null when the rail’s members are priced apart — render one row per by_type entry, never a blended rate.

string | null
varies
required

True when the rail’s members disagree on any figure; fees above fold to the highest member, and by_type carries each member’s own.

boolean
rails
required
PointsRails
object
card_transaction
required

The rail’s stored member types, or null when the plan never earns on the rail.

Array<object> | null
PointsRailMember
object
base_points_per_dollar
required

Unboosted points per USD as a decimal string; null when this member earns nothing while a sibling of its rail does.

string | null
transaction_type
required
string
Allowed values: card_transaction fiat_outgoing crypto_outgoing
send_money
required

The rail’s stored member types, or null when the plan never earns on the rail.

Array<object> | null
PointsRailMember
object
base_points_per_dollar
required

Unboosted points per USD as a decimal string; null when this member earns nothing while a sibling of its rail does.

string | null
transaction_type
required
string
Allowed values: card_transaction fiat_outgoing crypto_outgoing

Example

{
"all_transaction_types": [
"card_transaction"
],
"current": {
"enabled_transaction_types": [
"card_transaction"
]
},
"offers": [
{
"pricing": {
"card_transaction": {
"by_type": [
{
"transaction_type": "card_transaction"
}
]
},
"send_money": {
"by_type": [
{
"transaction_type": "card_transaction"
}
]
}
}
}
],
"rails": {
"card_transaction": [
{
"transaction_type": "card_transaction"
}
],
"send_money": [
{
"transaction_type": "card_transaction"
}
]
}
}

Invalid request parameters or body

Media typeapplication/json
Error

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string

Example generated

{
"error": {
"details": "example",
"message": "example",
"request_id": "example",
"step_up": {
"delivery": "example",
"expires_at": "2026-04-15T12:00:00Z",
"id": "example",
"match_code": "example",
"methods": [
"example"
],
"step_up_authentication_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"webauthn": {
"allow_credentials": [
{
"id": "example",
"transports": [
"example"
],
"type": "example"
}
],
"challenge": "example",
"challenge_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"rp_id": "example",
"timeout": 1,
"user_verification": "example"
}
},
"type": "example"
}
}

Missing, invalid, or expired bearer token

Media typeapplication/json
Error

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string

Example generated

{
"error": {
"details": "example",
"message": "example",
"request_id": "example",
"step_up": {
"delivery": "example",
"expires_at": "2026-04-15T12:00:00Z",
"id": "example",
"match_code": "example",
"methods": [
"example"
],
"step_up_authentication_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"webauthn": {
"allow_credentials": [
{
"id": "example",
"transports": [
"example"
],
"type": "example"
}
],
"challenge": "example",
"challenge_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"rp_id": "example",
"timeout": 1,
"user_verification": "example"
}
},
"type": "example"
}
}

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

Media typeapplication/json
Error

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string

Example generated

{
"error": {
"details": "example",
"message": "example",
"request_id": "example",
"step_up": {
"delivery": "example",
"expires_at": "2026-04-15T12:00:00Z",
"id": "example",
"match_code": "example",
"methods": [
"example"
],
"step_up_authentication_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"webauthn": {
"allow_credentials": [
{
"id": "example",
"transports": [
"example"
],
"type": "example"
}
],
"challenge": "example",
"challenge_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"rp_id": "example",
"timeout": 1,
"user_verification": "example"
}
},
"type": "example"
}
}

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

Media typeapplication/json
Error

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string

Example generated

{
"error": {
"details": "example",
"message": "example",
"request_id": "example",
"step_up": {
"delivery": "example",
"expires_at": "2026-04-15T12:00:00Z",
"id": "example",
"match_code": "example",
"methods": [
"example"
],
"step_up_authentication_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"webauthn": {
"allow_credentials": [
{
"id": "example",
"transports": [
"example"
],
"type": "example"
}
],
"challenge": "example",
"challenge_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"rp_id": "example",
"timeout": 1,
"user_verification": "example"
}
},
"type": "example"
}
}

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

Media typeapplication/json
Error

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string

Example generated

{
"error": {
"details": "example",
"message": "example",
"request_id": "example",
"step_up": {
"delivery": "example",
"expires_at": "2026-04-15T12:00:00Z",
"id": "example",
"match_code": "example",
"methods": [
"example"
],
"step_up_authentication_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"webauthn": {
"allow_credentials": [
{
"id": "example",
"transports": [
"example"
],
"type": "example"
}
],
"challenge": "example",
"challenge_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"rp_id": "example",
"timeout": 1,
"user_verification": "example"
}
},
"type": "example"
}
}

Too many requests

Media typeapplication/json
RateLimitedError
object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string
error
required
object
type
required
string
Allowed value: rate_limited

Example

{
"error": {
"type": "rate_limited"
}
}
Retry-After
required
string

How long to wait before retrying, expressed as delay seconds or an HTTP date

Unexpected server error

Media typeapplication/json
Error

Error response. error.type is the machine-readable code — branch on it, never on error.message or the HTTP status. error.message is display-grade prose safe to render to a user; when a failure has no specific copy it falls back to a generic sentence, so it never carries a machine code. Unrecognised failures collapse to the generic unprocessable_entity code, so treat type as an open enum: match the codes you handle and fall through to a default branch for the rest.

object
error
required
object
details

Structured error details (e.g. validation errors), when present

message
required

Display-grade message, safe to render verbatim. Never a machine code — do not branch on it.

string
request_id

Correlation ID for this request (also in the x-request-id response header). Include it when contacting support.

string
step_up
Any of:
StepUpChallenge
object
delivery
required

Method used to deliver this challenge

string
expires_at
required

Challenge expiry

string | null format: date-time
id
required

Sudo session ID returned to completeStepUp

string
match_code
required

3-digit number-matching code. This response is the ORIGINATING surface: display the code; a user approving from the Ele mobile app is asked to enter it. Null only for challenges minted before match codes existed.

string | null
methods
required

Available verification methods

Array<string>
step_up_authentication_id
required

The step-up authentication this challenge was minted from — a DIFFERENT id from id (the sudo session). completeStepUp takes id as sudo_session_id; requestStepUpFallback takes this one.

string format: uuid
webauthn
required
Any of:
PasskeyAuthenticationOptions
object
allow_credentials
required
Array<object>
object
id
required
string
transports
required
Array<string>
type
required
string
challenge
required
string
challenge_id
required
string format: uuid
rp_id
required
string
timeout
required
integer
user_verification
required
string
type
required

Machine-readable error code from a stable vocabulary (open enum — handle unknown values)

string

Example generated

{
"error": {
"details": "example",
"message": "example",
"request_id": "example",
"step_up": {
"delivery": "example",
"expires_at": "2026-04-15T12:00:00Z",
"id": "example",
"match_code": "example",
"methods": [
"example"
],
"step_up_authentication_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"webauthn": {
"allow_credentials": [
{
"id": "example",
"transports": [
"example"
],
"type": "example"
}
],
"challenge": "example",
"challenge_id": "2489E9AD-2EE2-8E00-8EC9-32D5F69181C0",
"rp_id": "example",
"timeout": 1,
"user_verification": "example"
}
},
"type": "example"
}
}